Indian Overseas Bank — Human Resources Development Department
| Application Start | 08 Aug 2026 |
|---|---|
| Last Date to Apply | 24 Aug 2026 |
| Post Name | Local Bank Officer (JMGS-I) |
|---|---|
| Total Vacancies | 250 |
| Qualification | Graduate Degree in any discipline |
| Age Limit | 20 to 30 years (as on 01.08.2026); age relaxation applies for reserved categories |
| Salary | Basic pay scale 48480-85920 plus admissible allowances |
| Application Fee | General/EWS/OBC: Rs 850; SC/ST/PwBD: Rs 175 |
| Selection Process | Online Examination, Language Proficiency Test (LPT), and Personal Interview |
Indian Overseas Bank (IOB) has issued an official notification (Advt. No. HRDD/RECT/02/2026-27) for the recruitment of 250 Local Bank Officers (LBO) in the Junior Management Grade Scale I (JMGS-I) cadre. This recruitment is focused on regional operations, with postings restricted to the state for which the candidate applies for the first 12 years of service.
| State | Language Requirement | Total Vacancies |
|---|---|---|
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
Candidates must hold a graduate degree in any discipline from a recognized university. Proficiency in the local language of the applied state is mandatory. As of 01.08.2026, the age limit is 20 to 30 years, with standard relaxations provided for SC/ST/OBC/PwBD categories.
The selection follows three stages:
Applicants are permitted to apply for only one state. Multiple applications for the same state will result in only the final submission being considered. Ensure the mobile number and email ID remain active throughout the recruitment cycle for official communication.
Selected candidates must execute a Financial Service Indemnity Bond of Rs 2,00,000 for a minimum service period of 3 years.
Yes, a penalty of 0.25 marks is applied for each incorrect answer.
Securing a government position under Indian Overseas Bank requires a disciplined and strategic approach. Candidates with Graduate Degree in any discipline qualifications should focus on the following:
To avoid fraud and secure your candidature for the Local Bank Officer (JMGS-I) position, always complete the following checks before submitting your application:
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The educational qualification required for this recruitment is: Graduate Degree in any discipline. Please always refer to the official notification PDF linked in the "Source/Official Links" section above for the most accurate and complete eligibility criteria, including age limits, experience requirements, and category-specific relaxations.
Sneha Patel is a certified career strategist specializing in government competitive examinations. With her background in Economics and Data Analysis, she provides data-driven insights on exam patterns, cut-off trends, and preparation strategies.