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JAIIB Principles & Practices of Banking (PPB) Syllabus and Exam Pattern 2026
Indian Institute of Banking and Finance
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Location
All India
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Last Date
01 Aug 2026
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As per Rules
Indian Institute of Banking and Finance - JAIIB Certification Official Notification Poster & Schedule

JAIIB Principles & Practices of Banking (PPB) Syllabus and Exam Pattern 2026

Indian Institute of Banking and Finance

VR
By Vikram Reddy • 01 Aug 2026
Syllabus Education Exam Pattern Bank 📍 All India
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Official Notification Details (Archive)
👥 Total Vacancies 1 Post / As per Notice
📍 Job Location All India
🎯 Selection Mode Objective type online examination
🎓 Detailed qualification, age limit & exam pattern: View Eligibility Table ↓
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Executive Summary & Key Facts

Verified Fact Sheet

The Indian Institute of Banking and Finance has issued an official recruitment notification for JAIIB Certification, announcing a total of multiple vacancies located in All India. To be eligible, applicants must hold Graduate in any discipline, with category relaxation applicable as per government guidelines. The selection procedure comprises Objective type online examination. For complete guidelines, syllabus breakdown, and official notification PDF, refer to the verified information below on ApplySarkariJob.

Official Notification Verified
Cross-checked against official board announcement & verified by ApplySarkariJob Editorial Board. Sourced from www.iibf.org.in ↗

📝 JAIIB Certification - Detailed Notification Guide

Overview of JAIIB Principles & Practices of Banking (PPB) 2026

The Principles & Practices of Banking (PPB) is a core paper in the Junior Associate of the Indian Institute of Bankers (JAIIB) certification, conducted by the Indian Institute of Banking and Finance (IIBF). The examination evaluates a candidate's expertise in banking operations, regulatory frameworks, technological integration, and ethical practices within financial institutions.

JAIIB PPB Exam Pattern 2026

The PPB paper follows an objective, computer-based format. There is no negative marking, which allows candidates to attempt all questions. Below is the structure of the exam:

DetailsInformation
Paper TypeObjective (MCQ)
Total Questions100
Total Marks100
Duration2 Hours (120 Minutes)
Passing Marks50/100 or 45/100 with at least 50% in each module

Module-wise Syllabus Breakdown

The syllabus is categorized into four primary modules designed to cover the breadth of modern banking.

Module A: General Banking Operations

  • Banker-Customer Relationship and Deposit Products
  • AML-KYC Guidelines and Operational Aspects
  • Opening of Accounts and Account Maintenance
  • Clearing, Collection, and Cash Handling
  • Foreign Exchange and NRI Business
  • Negotiable Instruments and Banking Services

Module B: Functions of Banks

  • Principles of Lending and Credit Appraisal
  • NPA Management and Recovery Laws (SARFAESI, IBC)
  • Bank Guarantees and Letters of Credit
  • Retail Loans, Agricultural Finance, and MSME Credit
  • Government-Sponsored Schemes and SHGs

Module C: Banking Technology

  • Core Banking Systems (CBS) and Data Communication
  • Digital Payment Systems and NPCI Initiatives
  • Cyber Security and Fraud Risk Management
  • Emerging Trends: FinTech, RegTech, and e-RUPI

Module D: Ethics in Banks

  • Business Ethics and Individual Values
  • Ethical Dimensions in HR and Workplace Conduct
  • Professional Ethics in Banking Technology

Effective Preparation Strategies

  • Targeted Study: Prioritize modules based on previous year weightage to maximize scoring potential.
  • Official Resources: Refer strictly to the study material provided by IIBF for accuracy.
  • Analytical Practice: Solve chapter-wise MCQs to test conceptual clarity and focus on rectifying errors after every mock test.
  • Mock Examinations: Conduct regular timed tests to improve speed and accuracy under actual exam conditions.

❓ JAIIB Certification Frequently Asked Questions

What is the educational qualification required for JAIIB Certification?

Candidates must possess: Graduate in any discipline as specified in the official notification.

How can I apply online for Indian Institute of Banking and Finance JAIIB Certification?

Eligible candidates can apply online by visiting https://www.iibf.org.in/ or clicking the direct Apply Online link provided on this page, completing the registration, and uploading the required documents.

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🔗 JAIIB Certification - Official Notification & Quick Links

Reviewed & Fact-Checked By
VR
Vikram Reddy
Banking & Financial PSU Desk

Monitors official recruitment notifications, vacancy matrices, and exam schedules from IBPS, SBI, RBI, and major Public Sector Undertakings (PSUs).

📝 828 articles published · View all posts →

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