Jammu and Kashmir Bank — Banking
The Jammu and Kashmir Bank has issued an official recruitment notification for Credit Auditor, announcing a total of 1 vacancies located in Jammu & Kashmir. The online application window opens on 30 September 2026 and closes on 22 October 2026. To be eligible, applicants must hold Retired honourably, either superannuated or through VRS, with no major or minor punishment and no charge sheet/punishment for serious lapses in active service. Must have retired as Scale III or above, with at least 15 years of officer experience in the bank, including 3 years in high value credit, project finance, consortium lending, or foreign exchange portfolio at branches or controlling offices, or as Credit Auditor. Must have adequate computer knowledge, ability to handle computers independently for online report punching, and familiarity with Finacle Core Banking Solution (CBS). and be within the prescribed age limit of Maximum 65 years as on 01-09-2026, with category relaxation applicable as per government guidelines. The selection procedure comprises Selection process not explicitly stated in the official notification.. For complete guidelines, syllabus breakdown, and official notification PDF, refer to the verified information below on ApplySarkariJob.
| Application Start | 30 Sep 2026 |
|---|---|
| Last Date to Apply |
22 Oct 2026
|
| Post Name | Credit Auditor |
|---|---|
| Total Vacancies | 1 |
| Qualification | Retired honourably, either superannuated or through VRS, with no major or minor punishment and no charge sheet/punishment for serious lapses in active service. Must have retired as Scale III or above, with at least 15 years of officer experience in the bank, including 3 years in high value credit, project finance, consortium lending, or foreign exchange portfolio at branches or controlling offices, or as Credit Auditor. Must have adequate computer knowledge, ability to handle computers independently for online report punching, and familiarity with Finacle Core Banking Solution (CBS). |
| Age Limit | Maximum 65 years as on 01-09-2026 |
| Application Fee |
fee_exempted: Yes
payment_mode: Not specified
|
| Selection Process | Selection process not explicitly stated in the official notification. |
Cut-off Date: As on 01 Sep 2026 — Candidates must be between 18 to 65 years (General category). Category-wise relaxation and exact DOB boundaries are shown below.
| Category | Min Age | Max Age | Relaxation | DOB Must Be Between |
|---|---|---|---|---|
| General (UR) | 18 yrs | 65 yrs | — | 02 Sep 1961 to 01 Sep 2008 |
| EWS | 18 yrs | 65 yrs | — | 02 Sep 1961 to 01 Sep 2008 |
| OBC (Non-Creamy Layer) | 18 yrs | 68 yrs | +3 yrs | 02 Sep 1958 to 01 Sep 2008 |
| SC (Scheduled Caste) | 18 yrs | 70 yrs | +5 yrs | 02 Sep 1956 to 01 Sep 2008 |
| ST (Scheduled Tribe) | 18 yrs | 70 yrs | +5 yrs | 02 Sep 1956 to 01 Sep 2008 |
| PwD (General) | 18 yrs | 75 yrs | +10 yrs | 02 Sep 1951 to 01 Sep 2008 |
Prescribed Age: 18–65 Years (As on As on 01 Sep 2026)
Jammu & Kashmir Bank has officially released an employment notification under advertisement number No.S&C/CRAUDIT/CHQ/26, inviting applications from eligible retired banking professionals. This contractual opening aims to fill 1 vacancy for the post of Credit Auditor. Candidates who meet the required criteria can submit their applications online through the official portal.
| Post | Qualification Required |
|---|---|
| Credit Auditor | Having retired honourably, either superannuated or through VRS (not having been awarded any punishment (major or minor), not charge sheeted & punished for serious lapses/offences in active service). Officers retired as Scale III or above and having minimum experience of 15 years as an Officer in the bank with satisfactory track record including 3 years of experience in dealing with high value credit, project finance, consortium lending, foreign exchange portfolio at Branches or at controlling office/s or as Credit Auditor. Must have adequate computer knowledge, ability to handle computers independently for online report punching, and familiarity with Finacle Core Banking Solution (CBS). |
Applicants interested in banking sector opportunities can also explore all latest Jammu & Kashmir Government Jobs to find similar openings across the region. The engagement offers an excellent opportunity for retired banking officers to utilize their extensive domain expertise in credit evaluation and audit management.
The recruitment is strictly open to retired officers who have served in banking institutions with an unblemished record. Candidates must have retired honourably, either through superannuation or voluntary retirement (VRS), with no record of major or minor punishments, chargesheets, or serious professional lapses during their active service.
For those looking for broader career options, you can also check more Graduate jobs in Jammu & Kashmir to match your qualifications.
Applicants must satisfy the specified age ceiling prescribed by the bank. The upper age limit is set at a maximum of 65 years as on 1 September 2026. No specific category-wise age relaxations are detailed in the official notice.
The selected candidate will be engaged on a contractual basis for a duration of 1 year. The posting location covers various branches spanning across multiple states and Union Territories throughout India, operating under the overall supervision of the corporate head office located in Srinagar.
The selection process for this contractual engagement involves rigorous application scrutiny followed by document verification and a final engagement decision by the competent authority. There is no written examination or online test prescribed for this vacancy.
Regarding application fees, the official notification specifies that no application fee is required. Candidates across all categories are exempted from fee payment, making the online submission process completely free of charge.
Applicants must adhere strictly to the timeline published by the bank. The online application portal opened on 30 September 2026 and will close on 22 October 2026. Candidates must ensure that their online submissions are completed within 14 days of publication, up to the final date.
Furthermore, candidates must dispatch the hard copy of their application form along with mandatory enclosures to reach the designated corporate office on or before 23 October 2026.
Eligible and interested retired officers must complete both online and offline submission steps before the respective deadlines:
Applicants must enclose authentic copies of the following documents with their printed application form:
Critical Advisory: Ensure that all hard copies reach the Srinagar corporate office by 23 October 2026. Late submissions or incomplete application forms will be summarily rejected without assigning any reason. Candidates must verify that they possess independent computer handling skills and Finacle CBS familiarity before applying.
Candidates interested in judicial services or parallel administrative vacancies can also review the High Court of Jammu and Kashmir and Ladakh District Judge Recruitment 2026 recruitment details for other advanced career pathways.
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