Bank of India — GBO Stream
| Application Start | 30 Jun 2026 |
|---|---|
| Last Date to Apply | 20 Jul 2026 |
| Post Name | Credit Officer |
|---|---|
| Total Vacancies | 779 |
| Qualification | Refer to official notification for specific professional/educational requirements for scales II, III, and IV. |
| Age Limit | MMGS-II: 25-32, MMGS-III: 28-38, SMGS-IV: 32-45 (as of 2026-06-01; relaxations apply per government norms). |
| Salary | Scale-dependent: MMGS-II starts at 64820, MMGS-III at 85920, and SMGS-IV at 102300. |
| Application Fee | SC/ST/PWD: 175; General & Others: 850. |
| Selection Process | Online Examination. |
The Bank of India has announced the recruitment of 779 Credit Officers under the General Banking Officer (GBO) stream as per the official notification dated 2026-06-01. Candidates must submit their applications between 2026-06-30 and 2026-07-20 via the official bank portal.
The recruitment covers three officer scales. The total count includes 475 carry-forward vacancies from the previous project.
| Scale | SC | ST | OBC | EWS | GEN | Total |
|---|---|---|---|---|---|---|
| MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
The examination follows a specific structure comprising two objective-type sections. The duration is a composite 120 minutes.
| Test Name | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
Note: The English Language section is qualifying in nature, whereas the Professional Knowledge section determines the merit list.
Since the Professional Knowledge section carries the highest weightage, candidates should focus on:
Applicants must ensure their age and educational qualifications align with the cutoff date of 2026-06-01. Fee payments must be completed online within the specified window ending 2026-07-20. Candidates belonging to the General and other categories are required to pay Rs. 850, while SC/ST/PWD candidates are charged an intimation fee of Rs. 175.
Securing a government position under Bank of India requires a disciplined and strategic approach. Candidates with Refer to official notification for specific professional/educational requirements for scales II, III, and IV. qualifications should focus on the following:
To avoid fraud and secure your candidature for the Credit Officer position, always complete the following checks before submitting your application:
.gov.in, .nic.in, or .ac.in.Every job notification listed on ApplySarkariJob.com is cross-verified with official government gazettes, department portals, and national employment newspapers. We provide direct links to the official Bank of India website and the original notification PDF in the "Source/Official Links" section above. Candidates are strongly advised to verify all information on the official portal before applying for the Credit Officer post.
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The educational qualification required for this recruitment is: Refer to official notification for specific professional/educational requirements for scales II, III, and IV.. Please always refer to the official notification PDF linked in the "Source/Official Links" section above for the most accurate and complete eligibility criteria, including age limits, experience requirements, and category-specific relaxations.
Anita Verma is a certified HR professional with extensive experience in government and semi-government hiring practices. She specializes in university, hospital, and court recruitment notifications across India.