Bank of India
| Application Start | 30 Jun 2026 |
|---|
| Post Name | Credit Officer / Credit Professional |
|---|---|
| Total Vacancies | 779 |
| Qualification | Graduation with minimum 60% marks (55% for reserved) plus relevant professional qualifications like CA/CFA/CMA/MBA/PGDBM in Finance. |
| Age Limit | 25-40 years depending on the grade, with permissible relaxations. |
| Salary | Pay scales ranging from ₹64,820 up to ₹1,20,940 based on grade (MMGS-II to SMGS-IV). |
| Application Fee | General: ₹850; SC/ST/PWD: ₹175. |
| Selection Process | Based on professional experience and relevant credit-banking assessments. |
Bank of India (BOI) has announced a recruitment drive for 779 Credit Officer and Credit Professional positions for the year 2026. This recruitment is aimed at experienced banking professionals for various management grades. The application process commences on 2026-06-30.
| Post Name | Grade |
|---|---|
| Credit Officer | MMGS-II |
| Credit Officer | MMGS-III |
| Senior Credit Officer | SMGS-IV |
Candidates must possess a graduation degree with a minimum of 60% aggregate marks (55% for reserved categories). Additional qualifications such as CA, CFA, CMA-ICWA, or an MBA/PGDBM in Banking or Finance are highly preferred and mandatory for certain scales.
| Post / Grade | Age Limit |
|---|---|
| Credit Officer (MMGS-II) | 25 to 35 Years |
| Credit Officer (MMGS-III) | 28 to 38 Years |
| Senior Credit Officer (SMGS-IV) | 30 to 40 Years |
Applicants require a graduation degree with at least 60% marks, alongside relevant professional experience in credit appraisal or loan processing.
Yes, age relaxation for reserved categories is provided as per standard government norms. Candidates are advised to refer to the detailed official notification for specific category-wise relaxation details.
Securing a government position under Bank of India requires a disciplined and strategic approach. Candidates with Graduation with minimum 60% marks (55% for reserved) plus relevant professional qualifications like CA/CFA/CMA/MBA/PGDBM in Finance. qualifications should focus on the following:
To avoid fraud and secure your candidature for the Credit Officer / Credit Professional position, always complete the following checks before submitting your application:
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The educational qualification required for this recruitment is: Graduation with minimum 60% marks (55% for reserved) plus relevant professional qualifications like CA/CFA/CMA/MBA/PGDBM in Finance.. Please always refer to the official notification PDF linked in the "Source/Official Links" section above for the most accurate and complete eligibility criteria, including age limits, experience requirements, and category-specific relaxations.
Kavita Nair is an education policy researcher with a Ph.D. in Education from JNU. She contributes well-researched articles on teaching vacancies, UPSC Civil Services, and central government recruitment drives.