Bank of India Credit Officer Recruitment 2026 for 779 Posts
Executive Summary & Key Facts
The Bank of India (BOI) has issued an official recruitment notification for Credit Officer / Credit Professional, announcing a total of 779 vacancies located in All India. To be eligible, applicants must hold Graduation with minimum 60% marks (55% for reserved) plus relevant professional qualifications like CA/CFA/CMA/MBA/PGDBM in Finance. and be within the prescribed age limit of 25-40 years depending on the grade, with permissible relaxations., with category relaxation applicable as per government guidelines. Selected candidates will receive an approved pay scale of Pay scales ranging from ₹64,820 up to ₹1,20,940 based on grade (MMGS-II to SMGS-IV).. The selection procedure comprises Based on professional experience and relevant credit-banking assessments.. For complete guidelines, syllabus breakdown, and official notification PDF, refer to the verified information below on ApplySarkariJob.
📅 Credit Officer / Credit Professional - Important Dates & Schedule
| Application Start | 30 Jun 2026 |
|---|
📋 Credit Officer / Credit Professional - Eligibility Criteria & Vacancy Overview
| Post Name | Credit Officer / Credit Professional |
|---|---|
| Total Vacancies | 779 |
| Qualification | Graduation with minimum 60% marks (55% for reserved) plus relevant professional qualifications like CA/CFA/CMA/MBA/PGDBM in Finance. |
| Age Limit | 25-40 years depending on the grade, with permissible relaxations. |
| Salary | Pay scales ranging from ₹64,820 up to ₹1,20,940 based on grade (MMGS-II to SMGS-IV). |
| Application Fee | General: ₹850; SC/ST/PWD: ₹175. |
| Selection Process | Based on professional experience and relevant credit-banking assessments. |
Age Eligibility & DOB Range for Credit Officer / Credit Professional
Cut-off Date: 03 Oct 2026 — Candidates must be between 25 to 40 years (General category). Category-wise relaxation and exact DOB boundaries are shown below.
| Category | Min Age | Max Age | Relaxation | DOB Must Be Between |
|---|---|---|---|---|
| General (UR) | 25 yrs | 40 yrs | — | 04 Oct 1986 to 03 Oct 2001 |
| EWS | 25 yrs | 40 yrs | — | 04 Oct 1986 to 03 Oct 2001 |
| OBC (Non-Creamy Layer) | 25 yrs | 43 yrs | +3 yrs | 04 Oct 1983 to 03 Oct 2001 |
| SC (Scheduled Caste) | 25 yrs | 45 yrs | +5 yrs | 04 Oct 1981 to 03 Oct 2001 |
| ST (Scheduled Tribe) | 25 yrs | 45 yrs | +5 yrs | 04 Oct 1981 to 03 Oct 2001 |
| PwD (General) | 25 yrs | 50 yrs | +10 yrs | 04 Oct 1976 to 03 Oct 2001 |
Check Your Age Eligibility — Interactive Calculator
Prescribed Age: 25–40 Years (As on 03 Oct 2026)
📝 Credit Officer / Credit Professional - Detailed Notification Guide
Overview of Bank of India Credit Officer Recruitment 2026
Bank of India (BOI) has announced a recruitment drive for 779 Credit Officer and Credit Professional positions for the year 2026. This recruitment is aimed at experienced banking professionals for various management grades. The application process commences on 30 June 2026.
Vacancy Distribution and Grades
| Post Name | Grade |
|---|---|
| Credit Officer | MMGS-II |
| Credit Officer | MMGS-III |
| Senior Credit Officer | SMGS-IV |
Eligibility for Bank of India Credit Officer Roles
Candidates must possess a graduation degree with a minimum of 60% aggregate marks (55% for reserved categories). Additional qualifications such as CA, CFA, CMA-ICWA, or an MBA/PGDBM in Banking or Finance are highly preferred and mandatory for certain scales.
| Post / Grade | Age Limit |
|---|---|
| Credit Officer (MMGS-II) | 25 to 35 Years |
| Credit Officer (MMGS-III) | 28 to 38 Years |
| Senior Credit Officer (SMGS-IV) | 30 to 40 Years |
Salary Structure
- MMGS-II: ₹64,820 – ₹93,960
- MMGS-III: ₹85,920 – ₹1,05,280
- SMGS-IV: ₹1,02,300 – ₹1,20,940
Application Fee
- General and Others: ₹850 (inclusive of intimation charges)
- SC/ST/PWD: ₹175 (intimation charges only)
Steps to Apply for BOI Recruitment 2026
- Navigate to the official Bank of India careers portal.
- Locate the 'Recruitment Notice' section for the Credit Officer project.
- Register with a valid email ID and mobile number.
- Input educational and professional details as per certificates.
- Complete the fee payment and print the application confirmation for your records.
What is the minimum qualification for the BOI Credit Officer role?
Applicants require a graduation degree with at least 60% marks, alongside relevant professional experience in credit appraisal or loan processing.
Are there age relaxations for reserved categories?
Yes, age relaxation for reserved categories is provided as per standard government norms. Candidates are advised to refer to the detailed official notification for specific category-wise relaxation details.